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The Proper Steps to Take after an Automobile Accident
12/16/2013
Automobile accidents often happen quickly and randomly. Though the common crash can't always be predicated, there are certain activities that repeatedly and obviously lead to a wreck taking place. These various actions usually include: drinking and driving, speeding, texting while driving, and becoming distracted at the wheel. Though it's sometimes clear what may cause a crash, it's not always known what proper steps should be taken after said crash has occurred. Below, you will find some helpful tips on how to proceed after being involved in an automobile accident.
Stay CalmSure, this suggestion is easier said than done. And depending on the damage and the extent of the wreck, you may have an even harder time keeping your cool. However, the remainder of this unpleasant experience will go a lot smoother if you're able to stay calm. Try to take a few deep breaths and keep your composure; you'll need to be at a somewhat ease to observe any and all injuries and damages.
Assess the Injuries and DamageOf course, it's important to make sure you, your passengers, and the other vehicle's occupants are all conscious and unharmed. If there has been any sort of injury (i.e. whiplash, abrasions, indications of other types of pain, etc.), then it will be absolutely vital to call 9-1-1. Again, depending on the severity of the wreck, you may find it prudent to contact an ambulance or seek medical attention to check for internal issues or possible concussions.
Next, you'll want to check out (and possibly document) the damage created in the accident. If you're in the middle of traffic, you may find it necessary to move over to the shoulder of the road. This action is usually only acceptable when destruction is minimal (i.e. a fender bender). If a great deal of harm has been done to a car or person, it's important to stay still and not move anything or anyone.
Call the PoliceEven if emergency assistance isn't needed, it's still applicable to call the police. You'll want to make sure there is a legal accident report made regarding the accident. Wait to discuss the accident until the police arrive, and then only discuss details of the wreck with the police. As you'll most likely be shaken up, the last thing you'll want to do is admit fault or guilt, specifically to the other driver. Wait for the authorities to arrive to properly evaluate the situation.
Get the Appropriate InformationBefore you can contact your insurance company and give them an accurate account of the events, you'll need to get specific information from the other party involved. This information usually includes: the other driver's name, address, phone number, driver's license number, license plate number, description of the car, the vehicle identification number, and the driver's insurance information.
Finally, you should be able to contact your own insurance company and make a claim. You may decide to contact your agent from the actual scene of the accident. In some cases, the responding officer may be able to speak to the agent and give them a more precise explanation of the accident.
The Road is a Dangerous Place
It's no great surprise that the road is a dangerous place. Though most wrecks can be prevented, crashes occur frequently and without much warning. It's important to be prepared in case you do happen to be involved in an automobile accident. The more knowledge you have on how to precede after a crash, the smoother the situation will go. As always, be careful, safe, and alert every time you get behind the wheel.
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